Physical Therapy Pricing and Insurance at Summus Rehabilitation

Summus Rehabilitation values quality patient care and we spend one-to-one time with you throughout the duration of your entire treatment. We also believe in continuity of care, which means during your time with us you will be seeing the same therapist for your entire treatment plan of care. We do not believe insurance should dictate the type of treatment or duration of treatment a patient needs. Our goal is to provide quality care at each visit and get you back on your feet as quickly as possible. We do not take private or commercial insurances and are considered an out-of-network provider with all insurance companies except Medicare beneficiaries. If you have out-of-network benefits with your health insurance, we will provide you with a superbill to submit to your insurance company for reimbursement. Payment is due at the time of service.

Isha Kelkar PT, DPT scheduling an appointment with a physical therapy patient

Out-of-network Physical Therapy and Reimbursement

Summus Rehabilitation is considered an out-of-network provider with ALL insurance companies, except for Medicare.  We take payment at the time of the visit.  If you have out-of-network benefits through your insurance company or a high deductible plan, we will provide you with a superbill and receipt proving payment for the services you receive from Summus.  Together these documents can be submitted to your health insurance to go towards a deductible or for reimbursement.  We encourage all patients to check with their insurance companies for out of network benefits as they vary with each plan. 

Summus Rehabilitation Physical Therapy office in Lakewood colorado

Does Medicare Cover Physical Therapy?

Summus Rehabilitation is a participating Medicare facility and thus can see fee for service Medicare beneficiaries.  At your first visit, Summus Rehabilitation requires you to bring:

  • Medicare beneficiary card

  • Supplemental insurance card

  • Photo ID 

Summus Rehabilitation will bill your insurance directly.  For the 2026 year, the Physical therapy and speech therapy combined limit is $2480 with an upper limit of $3000.  Each Medicare beneficiary has a deductible that begins on Jan 1.  For 2026, the out of pocket deductible for each Medicare beneficiary is $283.00.

Summus Rehabilitation Pricing

Physical Therapy Evaluation Price

We offer 60 minute and 90 minute evaluations.  60 minute evaluations are reserved for single body part pain points.  90 minute evaluations are reserved for multiple body parts and pelvic health appointments.  Due to the sensitivity and complexity of the pelvis, we want to have enough time to talk, evaluate, and treat you during the first session.

60 minute evaluation: $210

90 minute evaluation: $260

Follow-Up Treatment Sessions Pricing

After the evaluation, you will discuss a plan of care with your PT.  We typically see patients 1 time per week for 50 minute one on one treatment sessions.  Depending on complexity and pain intensity, the patient and PT may agree to begin twice per week and then taper to one time per week.  As the patient sees progress, frequency decreases to every other week until they are able to manage symptoms independently.

Ala cart 50 minute treatment sessions: $180 per session

3-pack treatment session (50 minutes each): $510 for three sessions

Occasionally, patients may require a 30 minute treatment session. 
A 30 minute treatment session is $90.

Maintenance

Once you have control of your symptoms, you may talk with your therapist about implementing a maintenance program every 4-6 weeks.  This allows for adding or removing or reviewing exercises to continue to maintain health and wellness without pain.

Maintenance 50 minute session: $170

Please note: If it has been more than six weeks since your last clinic visit, we will complete a re-evaluation to reassess your condition and ensure appropriate treatment moving forward.

How Much Does Physical Therapy Cost? Common Questions

Summus rehabilitation physical therapy office in lakewood, colorado

Payment Expectations and Next Steps

Our clinic is built around one simple goal: helping you move and feel better as quickly and safely as possible. To do that well, we provide true one-on-one care through individualized attention and a personalized treatment plan designed specifically for your body and your goals.

We view and treat the body as a whole. Because of this comprehensive approach, our model of care does not fit within the traditional confines of insurance-driven therapy. Instead of being limited by visit caps or standardized protocols, we focus on what you need to recover fully and efficiently.

Payment is due at the time of service. We are happy to provide detailed supporting documentation (“superbills”) so you can submit your claim directly to your insurance company for potential reimbursement.

Our clinic is warm, welcoming, and intentionally designed to support healing. From your first evaluation through your final visit, you’ll work closely with the same therapist, ensuring consistency, progress tracking, and a plan that evolves as you do.

If you’re ready to take the next step, we invite you to schedule an evaluation. If you have any questions about payment, insurance, or what to expect, please reach out — we’re here to help.